We help you minimise tax, stay IRD compliant, improve cashflow and maximise profits
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Keeping up with changing tax and IRD requirements?
Knowing whether you're paying more tax than you really need to?
Understanding what your accounts are actually telling you about your property portfolio or business?
Staying on top of bookkeeping, GST, payroll and other accounting responsibilities?
Knowing what your cashflow could look like in the months ahead?
Getting clear, proactive advice from your accountant before important decisions need to be made?
Having an accountant who actually understands your goals and communicates with you throughout the year?
At Finex Chartered Certified Accountants, we believe good accounting should give you more than completed tax returns and another set of financial statements.
It should give you clarity.
This is exactly what we provide our clients with — proactive accounting support that helps you understand where you stand today, prepare for what's coming tomorrow, and make important property and business decisions with greater confidence.
Get In Touch
From your first rental to a growing portfolio, get specialist guidance on property tax, ownership structures, tax planning and compliance so you can protect more of your returns and avoid costly mistakes.
Learn moreWe support builders, developers, mortgage brokers, property managers, real estate businesses and other professionals across New Zealand's property sector with specialist accounting, tax and financial advice.
Learn moreFor growing New Zealand businesses that need more than year-end compliance, we provide ongoing accounting, tax planning, financial reporting and advisory support to help you stay in control as your business grows.
Learn moreIdentify legitimate opportunities to minimise unnecessary tax while staying compliant with IRD.
Get advice from accountants who understand the complexities of New Zealand property.
Our fixed-fee approach gives you clarity around your accounting costs, with no unpleasant surprises or unexpected bills. You know what support you're getting and what you're paying for it.
Never hesitate anytime a tax, accounting or financial question comes up. Get in touch when you need clarity and make important decisions with your accountant in your corner.
Understand your financial position instead of simply receiving another set of accounts.
Use better financial information and cashflow projections to anticipate potential pressure points and prepare for what's ahead.
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A practical guide to the tax decisions that quietly cost New Zealand property investors the most. Written by chartered certified accountants who work with property every day.
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Complete our enquiry form and tell us a little about your property, business and the support you're looking for.
We'll review your situation, discuss your needs and recommend the accounting, tax or advisory services that make sense for you.
With the right support in place, you can stay ahead of your obligations and make important financial decisions with greater clarity.
80+ five-star Google reviews
Baqir and the team have completely changed how we look at our rental portfolio. They explained the tax side in plain English, restructured our ownership before we bought again, and saved us far more than their fee. We finally feel like we know what's going on!
Switching accountants felt daunting but Finex handled the whole transfer. Everything was done for us and our first year end was the smoothest we've had. Fixed fees mean no nasty surprises either.
Proactive is the right word. They contact us before deadlines, flag tax we should plan for and are always happy to take a call when a decision comes up. Our previous accountant only appeared once a year.
We run a small building company and the cashflow projections have been a game changer. We now know what's coming three months out and can price jobs with confidence.
Genuine property specialists. They knew the bright-line and interest rules inside out and made sure we structured our second purchase properly from day one.
Clear advice, fast replies and no charge every time you pick up the phone. Joanna has been fantastic with our GST and payroll and it's simply not something I think about any more.
If you're looking to reduce unnecessary tax on your property investments, get greater clarity over your business finances or simply want an accountant who takes a more proactive approach, let's talk about how Finex can help.
Get In TouchFAQS
A few of the things property investors and business owners ask us most often.
Still not sure? Get in touchNo. Property is our specialism, but we also work with established New Zealand businesses across a wide range of industries. If you want proactive accounting, tax planning and advice rather than year-end compliance alone, we can help — whether or not property is part of the picture.
Many accountants can file a rental schedule, but property has its own rules — ownership structures, interest deductibility, the bright-line test, ring-fencing, chattels and depreciation, GST on developments and trading stock rules for traders and developers. Getting these wrong is expensive, and the cost usually only surfaces years later. We work with property every day, so we plan for these issues before they become problems.
It's straightforward and we handle it for you. Once you give us the go-ahead we write to your current accountant, request your records and history, and take care of the handover. Most clients spend very little time on the process, and there's no need for an awkward conversation on your side.
Yes — legitimately and within the rules. We look at your structure, timing, entitlements, deductions and how your property and business interests fit together, so you don't pay more tax than you need to. What we won't do is put you at risk with IRD; the goal is a tax position that is both efficient and defensible.
No. Proactive contact is the point of working with us. You'll hear from us through the year with tax reminders, planning conversations and updates that affect you, and you can pick up the phone or email whenever a question comes up — support is included, not billed by the minute.
We work on transparent fixed fees agreed up front, based on the entities you hold, the volume of transactions and the level of advice you want. You'll know exactly what you're paying before any work begins, and you won't receive surprise invoices for phone calls or emails.
The usual signs are that you're making bigger decisions with less information than you'd like — hiring, borrowing, buying, or expanding without a clear view of cashflow and tax impact. If your accounts arrive months after year end and only tell you what already happened, it's time for something more forward-looking. A short conversation is usually enough to tell.
We'll be in touch to arrange a no-obligation call to understand your property, business and goals. From there we'll recommend the support that makes sense, confirm a fixed fee in writing, and if you're happy to proceed we handle onboarding and the transfer from your previous accountant.
