Who We Help
Property can be a powerful way to build long-term wealth. But as your portfolio grows, so can the tax questions, compliance requirements and cost of getting an important decision wrong.
Finex provides specialist property accounting and tax advice to help New Zealand investors legally minimise tax, stay compliant with IRD and make more informed decisions about their property.
No two property investors have exactly the same circumstances.
Your accounting needs can look very different depending on why you own property, how you generate your returns and what you're planning to do next.
Perhaps you and your partner bought an investment property to create another source of income, build long-term wealth or give yourselves greater financial security for the future.
We help property investors like you understand the financial side of your investment, stay on top of your tax obligations and get clear answers when important property decisions arise.
Whether you own a single rental or a growing portfolio, being a landlord creates an ongoing financial picture that needs to be properly understood.
We help landlords and rental property owners keep their property finances organised, understand your tax position and make better-informed decisions as their circumstances change.
Buying, improving and selling property brings a different set of financial considerations from simply owning a long-term rental.
We help property traders and flippers understand the accounting and tax considerations relevant to their activities, keep their financial information organised and get professional advice around important decisions.
The decisions that affect your tax position happen throughout the year. That's why our support can cover the different stages of your property journey.
Before signing the paperwork, understand the potential tax implications of the purchase and the questions worth considering around ownership and structure.
Get help with your ongoing property accounting, tax returns, record keeping and understanding the income and expenses associated with your investments.
As you add properties, your financial affairs can become more complex. We can help you understand how new investments may interact with your existing position and plan ahead.
Thinking about changing how a property is owned or reorganising your investments? Get professional advice before making changes that could have unintended tax consequences.
Selling can create important tax questions. We help you understand the potential implications before the transaction is complete so you can make the decision with greater clarity.
If IRD has contacted you about your property tax affairs, you don't have to figure everything out alone. Finex can help you understand what's being requested and determine the appropriate next steps.
Understand your tax position and identify legitimate opportunities to minimise unnecessary tax while remaining compliant with New Zealand tax rules.
Accurate accounting and tax-return preparation for your rental and investment property activities.
Understand the tax considerations around how property is owned and get professional advice before making important structural decisions.
Get clarity around the expenses associated with your investments and make sure legitimate claims aren't being unnecessarily overlooked.
Understand when GST may become relevant to a property transaction or activity and what your obligations could mean in practice.
Consider the tax implications before completing a major property transaction rather than discovering them afterwards.
Get professional help understanding and responding when IRD raises questions about your property tax affairs.
Have an accountant you can turn to when questions arise as your portfolio and circumstances change.
80+ five-star Google reviews
Baqir and the team have completely changed how we look at our rental portfolio. They explained the tax side in plain English, restructured our ownership before we bought again, and saved us far more than their fee. We finally feel like we know what's going on!
Switching accountants felt daunting but Finex handled the whole transfer. Everything was done for us and our first year end was the smoothest we've had. Fixed fees mean no nasty surprises either.
Proactive is the right word. They contact us before deadlines, flag tax we should plan for and are always happy to take a call when a decision comes up. Our previous accountant only appeared once a year.
We run a small building company and the cashflow projections have been a game changer. We now know what's coming three months out and can price jobs with confidence.
Genuine property specialists. They knew the bright-line and interest rules inside out and made sure we structured our second purchase properly from day one.
Clear advice, fast replies and no charge every time you pick up the phone. Joanna has been fantastic with our GST and payroll and it's simply not something I think about any more.
Complete our property investor enquiry form and tell us a little about your portfolio, current situation and what you'd like help with.
We'll review your circumstances and discuss the tax, accounting or advisory support that may be appropriate.
With the right support in place, you can stay on top of your property tax obligations and make future decisions with a clearer understanding of the financial implications.
FAQs
Still have a question? We're happy to answer it before you commit to anything.
If you own or plan to own investment property, yes. Property tax rules in New Zealand change frequently and interact in ways that general accountants do not always follow closely. A specialist will usually identify both deductions and risks that would otherwise be missed.
It depends on your income, your plans for the portfolio, asset protection needs and who else is involved. There is no single right answer, which is why we look at your circumstances before recommending a structure rather than applying a default.
The bright-line test can make the sale of a residential property taxable if it is sold within the relevant period. The period and exclusions have changed several times, so the date you acquired the property matters. We can confirm your position before you list.
Interest deductibility rules have changed repeatedly in recent years and depend on the type of property and when it was acquired. We calculate the deductible portion for each property rather than applying a blanket assumption.
Typically rental statements, mortgage and interest details, rates and insurance, repairs and maintenance invoices, and any purchase or sale documents. We provide a simple checklist so nothing is missed.
We quote transparent fixed fees based on the number of properties and entities involved, agreed before we start. There are no surprise invoices, and ongoing questions during the year are included.
Next Step
If you want to know your tax position before you buy, sell or restructure, let's talk. We'll help you understand where you stand today and what your next property decision really means.
