I am a professional from India. In India, corporate houses regularly rely on Company Secretaries for corporate due diligence and compliance matters. Recently, following the India–New Zealand FTA developments, I was involved in the due diligence of a company with a subsidiary in New Zealand. I got stuck on certain New Zealand tax aspects, which is when I came across Baqir’s YouTube videos. His content helped me understand the relevant tax concepts and identify areas where the company had taken certain tax positions or claimed credits that required further scrutiny. This helped me raise the right questions and appropriately flag these matters to the promoters. I was genuinely impressed by the depth, clarity, and practical value of his content. The fact that he shares such high-quality knowledge completely is remarkable and generous. I felt compelled to leave this Google review simply to appreciate Baqir for sharing his knowledge and making New Zealand tax matters easier to understand.
Who We Help
Property accounting for New Zealand investors
Build your property portfolio without paying more tax than you need to
Property can be a powerful way to build long-term wealth. But as your portfolio grows, so can the tax questions, compliance requirements and cost of getting an important decision wrong.
Finex provides specialist property accounting and tax advice to help New Zealand investors legally minimise tax, stay compliant with IRD and make more informed decisions about their property.
Property Investors We Help
No two property investors have exactly the same circumstances.
Your accounting needs can look very different depending on why you own property, how you generate your returns and what you're planning to do next.
Perhaps you and your partner bought an investment property to create another source of income, build long-term wealth or give yourselves greater financial security for the future.
We help property investors like you understand the financial side of your investment, stay on top of your tax obligations and get clear answers when important property decisions arise.
Whether you own a single rental or a growing portfolio, being a landlord creates an ongoing financial picture that needs to be properly understood.
We help landlords and rental property owners keep their property finances organised, understand your tax position and make better-informed decisions as their circumstances change.
Buying, improving and selling property brings a different set of financial considerations from simply owning a long-term rental.
We help property traders and flippers understand the accounting and tax considerations relevant to their activities, keep their financial information organised and get professional advice around important decisions.
Where property investors need us most
Property Tax Questions Usually Don't Wait Until Year-End
The decisions that affect your tax position happen throughout the year. That's why our support can cover the different stages of your property journey.
Buying an Investment Property
Before signing the paperwork, understand the potential tax implications of the purchase and the questions worth considering around ownership and structure.
Owning & Managing Rentals
Get help with your ongoing property accounting, tax returns, record keeping and understanding the income and expenses associated with your investments.
Growing Your Portfolio
As you add properties, your financial affairs can become more complex. We can help you understand how new investments may interact with your existing position and plan ahead.
Restructuring Your Property Affairs
Thinking about changing how a property is owned or reorganising your investments? Get professional advice before making changes that could have unintended tax consequences.
Selling Property
Selling can create important tax questions. We help you understand the potential implications before the transaction is complete so you can make the decision with greater clarity.
Dealing With IRD
If IRD has contacted you about your property tax affairs, you don't have to figure everything out alone. Finex can help you understand what's being requested and determine the appropriate next steps.
How We Support Property Investors
Property Tax Planning
Understand your tax position and identify legitimate opportunities to minimise unnecessary tax while remaining compliant with New Zealand tax rules.
Property Accounting & Tax Returns
Accurate accounting and tax-return preparation for your rental and investment property activities.
Ownership & Structure Guidance
Understand the tax considerations around how property is owned and get professional advice before making important structural decisions.
Property Expenses & Deductions
Get clarity around the expenses associated with your investments and make sure legitimate claims aren't being unnecessarily overlooked.
GST & Property
Understand when GST may become relevant to a property transaction or activity and what your obligations could mean in practice.
Buying & Selling Property
Consider the tax implications before completing a major property transaction rather than discovering them afterwards.
IRD Support
Get professional help understanding and responding when IRD raises questions about your property tax affairs.
Ongoing Property Accounting Advice
Have an accountant you can turn to when questions arise as your portfolio and circumstances change.
Trusted by New Zealand property owners
80+ five-star Google reviews
Baqir and the Finex team consistently deliver exceptional service. Their expertise, professionalism, and commitment to helping clients achieve long-term success truly set them apart. They continue to provide valuable strategic guidance with honesty, clarity, and genuine care. I highly recommend Finex to anyone seeking a trusted, forward-thinking accounting firm. Thank you for your outstanding support.
Highly recommend Baqir Hussain and the team at Fenix Accounting. Baqir has been extremely helpful in guiding us through GST matters for our not-for-profit organisation as well as property rental taxation. He explains things clearly, is very approachable, and takes genuine interest in helping clients understand the process properly rather than just doing the paperwork. Really appreciate his professionalism, knowledge, and timely support. Looking forward to continuing working with Fenix Accounting.
Baqir was extremely helpful in understanding our needs as my wife started working as a dentist. His professional advice made a real difference, and I'd highly recommend his accounting services.Salman and Saima
Excellent tax consultancy service. The advice given by Baqir was clear, professional and practical and complex tax issues were explained in a very simple way. Response was good and Finex is highly recommended for anyone who needs reliable and professional tax advice.
Really happy with the service! It’s great having a reliable accounting and tax team based locally in town. They’re easy to deal with, explain things in a simple way, and always make sure everything is done properly and on time. You can tell they genuinely care about their clients. Definitely recommend them if you’re looking for trustworthy and professional support.
How It Works
- 01
Tell Us About Your Property
Complete our property investor enquiry form and tell us a little about your portfolio, current situation and what you'd like help with.
- 02
We'll Understand What You Need
We'll review your circumstances and discuss the tax, accounting or advisory support that may be appropriate.
- 03
Move Forward With Greater Confidence
With the right support in place, you can stay on top of your property tax obligations and make future decisions with a clearer understanding of the financial implications.
FAQs
Frequently asked questions
Still have a question? We're happy to answer it before you commit to anything.
Do I need a specialist property accountant?
If you own or plan to own investment property, yes. Property tax rules in New Zealand change frequently and interact in ways that general accountants do not always follow closely. A specialist will usually identify both deductions and risks that would otherwise be missed.
Should I hold my rental property in a trust or a company?
It depends on your income, your plans for the portfolio, asset protection needs and who else is involved. There is no single right answer, which is why we look at your circumstances before recommending a structure rather than applying a default.
How does the bright-line test affect me?
The bright-line test can make the sale of a residential property taxable if it is sold within the relevant period. The period and exclusions have changed several times, so the date you acquired the property matters. We can confirm your position before you list.
Can I claim interest on my rental property?
Interest deductibility rules have changed repeatedly in recent years and depend on the type of property and when it was acquired. We calculate the deductible portion for each property rather than applying a blanket assumption.
What records do you need from me each year?
Typically rental statements, mortgage and interest details, rates and insurance, repairs and maintenance invoices, and any purchase or sale documents. We provide a simple checklist so nothing is missed.
What do your services cost?
We quote transparent fixed fees based on the number of properties and entities involved, agreed before we start. There are no surprise invoices, and ongoing questions during the year are included.
Next Step
Build your portfolio with fewer tax unknowns
If you want to know your tax position before you buy, sell or restructure, let's talk. We'll help you understand where you stand today and what your next property decision really means.