How We Help
IRD Tax Debt Management
Tax debt is workable — ignoring it is what makes it worse
IRD would generally rather agree an arrangement than pursue recovery, but that only happens if someone engages with them properly and puts a credible proposal in front of them.
We deal with IRD on behalf of clients every week: getting returns brought up to date, negotiating instalment arrangements and applying for relief from penalties and use-of-money interest where the grounds exist.
How tax debt usually builds
Almost nobody sets out to owe IRD money. It accumulates through a bad quarter, a return filed late, GST spent on wages, or provisional tax set on a year that turned out very differently.
- Returns outstanding, so the debt isn't even quantified yet
- Penalties and use-of-money interest compounding on the original amount
- GST or PAYE used for cashflow with the intention of catching up
- Letters from IRD going unanswered because there's no plan to offer
- Threat of recovery action, deductions or a statutory demand
How we help
Get returns current
Nothing can be negotiated until IRD knows the real figure. We start there.
Quantify the position
Core tax, penalties and interest separated so you know what's actually negotiable.
Instalment arrangements
A proposal built on affordable payments that IRD will realistically accept.
Penalty and interest relief
Applications for remission where the circumstances support it.
We deal with IRD
Correspondence and phone calls handled by us, as your agent.
Stop it recurring
Provisional tax and GST set up so next year doesn't repeat this one.
Why choose Finex for ird tax debt management?
Property specialists
Property is not a sideline for us. Bright-line, interest deductibility, GST on developments and trading stock are everyday territory, not something we look up when it comes up.
Fixed fees, agreed up front
You know what you're paying before we start. No surprise invoices and no meter running when you pick up the phone with a question.
Contact through the year
We keep in touch rather than appearing once a year at filing time, so decisions get made with advice attached instead of afterwards.
Chartered Certified
Finex is an ACCA practice. The work is reviewed, the standards are enforced and your filings are done properly the first time.
The same team every year
You deal with people who already know your structure and your history, not whoever happens to pick up the file this season.
Next Step
Get on the front foot with IRD
Tell us where you're at and what you need. We'll come back with a fixed fee and a clear next step — no obligation.